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FREE Assessment of gaps from RBI's latest EWS & FRM guidelines Define business and compliance objectives Recommend the right solution (EWS, FRM or both)
Helping Co-operative Banks & NBFCs detect fraud earlier, investigate faster and comply with RBI’s latest EWS & FRM guidelines.
Identify suspicious activity before it becomes a loss.
Most banks are not short of data — they are short of connected, monitored data.
Fraud signals sit across channels and teams, with too much manual effort between detection and action.
Data flows into one fraud intelligence layer that helps detect earlier, investigate faster and monitor continuously.
Start small. Go live fast. Improve continuously.
Built for Indian co-operative banks and NBFCs — not retro-fitted from a global product.
We read directly from your core and channel databases — nothing sits between us and the truth.
No dependency on switch, channel or CBS vendors for data or change requests.
EWS, FRM and RFA workflows mapped to the latest RBI guidance and inspection expectations.
Indian implementation and support teams who understand co-operative bank realities.
Start with EWS or FRM, add modules later. On-prem, private cloud or managed.
Optional L1/L2 analyst team acts as an extension of your risk department, 24×7.
FRMaaS is live with banks, NBFCs and fintech lenders across India. Here is what changed in the first 90 days.
Fraud rings were exploiting mule accounts across UPI payouts. Rules-only engine generated 3,000+ false alerts a month; the 8-member ops team cleared barely 60%.
Deployed FRMaaS across UPI, cards and loan disbursement with AI/ML models, mule-network detection and RFA case management in 4 weeks.
Fraud losses cut 62% in 2 quarters; false positives down 78%; RBI audit observations closed with zero escalations.
"We went from drowning in alerts to catching real fraud the same hour it happens."
No dedicated fraud team. EWS reporting to RBI was manual, late and error-prone; early-warning signals in stressed loan accounts were being missed entirely.
Rolled out EWS + FRM as a fully managed service — automated regulatory reporting, account-level early-warning scoring and a central case queue.
RBI EWS returns filed on time for 8 consecutive quarters; 3 high-value stressed accounts flagged 90+ days before slippage.
"It's like having a 20-member fraud analytics team without hiring one."
A 30-minute working session with our fraud specialists. Get a clear picture of your EWS/FRM gaps and a practical roadmap — no obligation.
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