FRMaaS for Co-operative Banks & NBFCs

Strengthen Fraud Management.Simplify RBI Compliance.

Helping Co-operative Banks & NBFCs detect fraud earlier, investigate faster and comply with RBI’s latest EWS & FRM guidelines.

What is your biggest challenge today?

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Detect fraud earlier with EWS

Identify suspicious activity before it becomes a loss.

Detect Earlier Stop fraud before it happens
Reduce Fraud Losses Minimise financial & reputational impact
Stay Compliant Align with latest RBI guidelines
Reduce Manual Effort Automate monitoring & reduce workload
Trusted by Banks Across the Globe
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15+Banks
6+Countries
20+Years in Banking Tech
ISOCertified
Direct Database IntegrationNo channel vendor dependency
RBI Aligned SolutionsEWS, FRM & RFA ready
Non-intrusive DeploymentMinimal disruption
Local Experts, Continuous SupportYour extended fraud team
Before & After

From Scattered Signals to One Fraud Intelligence Layer

Most banks are not short of data — they are short of connected, monitored data.

Before

Reactive & fragmented

Fraud signals sit across channels and teams, with too much manual effort between detection and action.

CBS
UPI / IMPS
NEFT / Cards
Excel
Emails
Manual Review
Fraud discovered too late Slow investigation • fragmented visibility • heavy manual effort

After BlueBricks

Proactive & connected

Data flows into one fraud intelligence layer that helps detect earlier, investigate faster and monitor continuously.

CBS
UPI / IMPS
NEFT / Cards
EWS + FRM Intelligence Layer Direct DB integration • rules • monitoring • alerts
DetectEarlier
InvestigateFaster
MonitorCentrally
Act earlier. Reduce losses. Stay compliant.
BeforeFraud discovered late
AfterEarly warning before loss
BeforeManual investigation
AfterFaster structured investigation
BeforeScattered visibility
AfterOne consolidated view
BeforeCompliance-heavy workload
AfterContinuous monitoring & reporting
Customer Success Roadmap

Assess → Deploy → Manage

Start small. Go live fast. Improve continuously.

Secure.Compliant.Efficient.
1 2 3

Assess

  • FREE Assessment of gaps from RBI's latest EWS & FRM guidelines
  • Define business and compliance objectives
  • Recommend the right solution (EWS, FRM or both)

Deploy

  • Direct database integration
  • No channel vendor dependency
  • Non-intrusive implementation
  • User training and Go-Live

Manage

  • Monitor fraud alerts
  • Generate and share reports & dashboards
  • Continuous upkeep of system

Why BlueBricks

Why Banks Choose BlueBricks

Built for Indian co-operative banks and NBFCs — not retro-fitted from a global product.

01

Direct DB Integration

We read directly from your core and channel databases — nothing sits between us and the truth.

02

No Vendor Dependency

No dependency on switch, channel or CBS vendors for data or change requests.

03

RBI Focused

EWS, FRM and RFA workflows mapped to the latest RBI guidance and inspection expectations.

04

Local Implementation

Indian implementation and support teams who understand co-operative bank realities.

05

Modular Deployment

Start with EWS or FRM, add modules later. On-prem, private cloud or managed.

06

Managed Fraud Ops

Optional L1/L2 analyst team acts as an extension of your risk department, 24×7.

Customer Success

Has this worked elsewhere?

FRMaaS is live with banks, NBFCs and fintech lenders across India. Here is what changed in the first 90 days.

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Private Sector Bank 62% Fraud loss reduction

₹4,000 Cr NBFC Lending Book

Challenge

Fraud rings were exploiting mule accounts across UPI payouts. Rules-only engine generated 3,000+ false alerts a month; the 8-member ops team cleared barely 60%.

Solution

Deployed FRMaaS across UPI, cards and loan disbursement with AI/ML models, mule-network detection and RFA case management in 4 weeks.

Outcome

Fraud losses cut 62% in 2 quarters; false positives down 78%; RBI audit observations closed with zero escalations.

"We went from drowning in alerts to catching real fraud the same hour it happens."

Co-operative Bank 90+ Days early warning

120-Branch Co-operative Bank

Challenge

No dedicated fraud team. EWS reporting to RBI was manual, late and error-prone; early-warning signals in stressed loan accounts were being missed entirely.

Solution

Rolled out EWS + FRM as a fully managed service — automated regulatory reporting, account-level early-warning scoring and a central case queue.

Outcome

RBI EWS returns filed on time for 8 consecutive quarters; 3 high-value stressed accounts flagged 90+ days before slippage.

"It's like having a 20-member fraud analytics team without hiring one."

0 Avg. fraud loss reduction
0 Real-time decisioning
0 RBI audits cleared on time
0 Lenders protected on FRMaaS
Next step

Book Your FREE Fraud Readiness Assessment

A 30-minute working session with our fraud specialists. Get a clear picture of your EWS/FRM gaps and a practical roadmap — no obligation.

RBI EWS & FRM gap report Integration feasibility check Practical 4-week go-live plan No cost, no commitment
Your data stays confidential — reviewed only by our fraud specialists.

Request your assessment

Fill the form below to get your Fraud Resilience Assessment

20 minutes Solution expert No cost